If you happen to have a bad credit history today, you’ll find it harder than most to be accepted by the mainstream finance companies. Because of this, CFO Lending are really pleased to offer our new Guarantor loan product that has been designed help people find their feet financially.
We provide hassle-free and transparent loans that you can control. Our guarantor loans are built in mind for people who are finding it difficult to obtain mainstream credit or who may have been turned down in the past.
We will consider your individual circumstances, whatever may have happened before, and will always make human decisions because we take the time to underwrite manually. All that is required is that you have a guarantor who trusts you to make the repayments. We don’t charge any fees to apply and, because we are a direct lender, we are able to process applications quickly.
A lot of our customers ask for our help with their existing debts, where it can be easy to become stuck with paying monthly interest charges while not making any real changes. Our knowledgeable staff are experts in debt consolidation and can provide you with useful advice to get you back on track.
Having a Guarantor (who is a homeowner) to back your application is a requirement for being accepted. Almost anyone could be your Guarantor, so even if there isn’t a relative who can help you, you could still ask a friend, colleague or neighbour.
Aside from providing just credit, we will work with you to help build-up your credit score for the future. We report good payment performance on a monthly basis to the credit reference agencies which can improve your rating over time.
Many of our customers have used a loan from us to settle other unwanted debts once and for all. Because our loan amounts range from £500 - £2,500, and are repayable over 12 – 60 months, you have the control to decide what would be best for you.
We have made our application process as straightforward and as quick as we can- it usually takes about five minutes to fill in.
We consider all applications on a case-by-case basis, so even if you may have been turned down elsewhere in the past, there is every chance that we will be able to help you today. Click apply to get started now.